Financiers are one of the simplest French pastries to mix, but their texture depends on balance rather than aeration. I want crisp, well-coloured edges, a moist fine crumb and a clear nut-and-butter flavour. This is my almond and hazelnut version with a small amount of apricot purée.

My financier formula

Yield: approximately 14–16 small financiers, depending on mould capacity.

  • 39 g almond flour
  • 12 g hazelnut flour
  • 97 g icing sugar
  • 4 g vanilla paste
  • 33 g plain/all-purpose flour
  • 95 g egg whites, unwhipped
  • 20 g apricot purée
  • 95 g clarified butter, liquid and warm rather than hot
  • Bake: approximately 10 minutes at 170°C / 338°F in a fully preheated oven

1. Prepare the mould

Brush the financier mould lightly with butter if needed for your pan, making sure the corners are coated without leaving heavy deposits. A metal mould gives the cleanest edges and strongest colour. Keep the mould cool while you mix the batter.

2. Combine the dry ingredients

Mix the almond flour, hazelnut flour, icing sugar and wheat flour until evenly distributed. Break up any lumps in the icing sugar and nut meals. A fine, even dry mixture gives a finer crumb later.

3. Add the egg whites

Add the egg whites without whipping them first. Mix only until the dry ingredients are hydrated and the batter is homogeneous. I am deliberately not trying to trap air: a financier should rise modestly from heat and steam, not from a whipped foam.

4. Add vanilla and apricot purée

Mix in the vanilla paste and apricot purée until evenly dispersed. The apricot is not there to make the financier taste like an apricot cake; at this level it gives a gentle fruit note and contributes moisture to the crumb.

5. Add the clarified butter

Gradually mix in the clarified butter while it is fluid and warm rather than hot. Continue only until the batter is smooth and fully emulsified. If butter remains visibly separated around the bowl, the batter is not ready to portion.

6. Resting the batter

You can bake this batter once it is evenly mixed, but a short refrigerated rest can make portioning cleaner and the texture more consistent. Professional financier formulas vary from little or no rest to overnight refrigeration. If you rest it, cover the batter and let it soften only enough to pipe cleanly before baking.

7. Portion

Pipe or spoon the batter evenly into the moulds. For standard small financier cavities, start around 25 g per cavity and adjust to your mould. Leave enough room for the batter to expand without overflowing.

8. Bake

Bake at 170°C / 338°F for about 10 minutes. The exact time depends on mould material and size. I look for deeply golden edges, a set centre and a top that springs back gently. The sides should begin to release cleanly from a properly prepared metal mould.

9. Unmould and cool

Let the financiers settle briefly after baking, then unmould while still warm and cool on a rack. Do not leave them trapped in a hot mould for a long time: retained steam softens the edges.

What is a French financier?

A financier is a small French almond cake based on nut flour, icing sugar, a modest amount of wheat flour, egg whites and butter. The whites are normally used unwhipped. The classic texture is fine and moist inside with well-browned edges rather than airy like a sponge cake.

Why are egg whites not whipped?

Whipping the whites changes the architecture of the cake. In this method the whites provide water and protein while the batter remains dense and emulsified. That gives the compact, tender financier crumb I want. If you whip the whites, you are moving toward a different cake structure.

Why use both almond and hazelnut flour?

Almond gives the familiar financier base; hazelnut makes the flavour slightly deeper and rounder. Keep both nut meals fine. Coarse pieces make the crumb rougher and can weaken the clean edges of a small moulded cake.

Clarified butter vs beurre noisette

Classic French financiers are very often made with beurre noisette, or browned butter. Browning produces toasted milk-solid aromas that are strongly associated with the pastry.

In this particular formula I use 95 g clarified butter. Clarified butter has had its water and milk solids removed, but the milk solids are not intentionally browned. That gives a cleaner butter flavour and leaves more space for almond, hazelnut, vanilla and apricot. If you choose beurre noisette instead, treat it as a flavour variation and weigh the finished butter after browning rather than assuming that 95 g of ordinary butter before cooking is equivalent.

What does the apricot purée do?

Twenty grams is enough to add subtle acidity, fruit aroma and moisture without turning the financier into a fruit cake. Use a smooth purée and keep the quantity accurate; adding significantly more liquid changes the balance of flour, sugar and fat.

Do financiers need baking powder?

This formula does not use baking powder. Financiers do not require a dramatic rise. The batter expands from heat and moisture while the egg-white proteins and flour set the structure. Adding chemical leavener would change the crumb and height rather than simply making the same financier lighter.

Do I need a financier mould?

The classic rectangular mould gives the pastry its familiar shape and a high ratio of browned edge to soft centre. A mini-muffin pan can work, but the result will bake differently because the depth and surface area change. Judge doneness by colour and centre texture, not by copying the same baking time blindly.

Why are my financiers greasy?

First check that the butter was incorporated completely. Butter that is too hot, batter that is poorly emulsified or inaccurate weighing can leave visible fat after baking. Also avoid overfilling very shallow moulds, where excess butter can collect around the edges before the structure sets.

Why are my financiers dry?

Overbaking is the most common cause. A small financier can move from moist to dry quickly. Remove it when the centre is set and springy and the edges are properly golden. A cavity that is much smaller than the one assumed in the recipe also needs less time.

Why did my financiers stick?

Use a clean metal mould and prepare it consistently. Grease the corners lightly if your pan needs it, but avoid thick butter deposits. Let the cakes settle briefly after baking and release them while warm. If they still stick in the same places, inspect the coating or scratches on the pan rather than changing the batter first.

Why are the edges pale?

Pale edges usually point to insufficient heat transfer, an underheated oven, a pale or silicone mould, or simply too short a bake. Metal moulds give stronger conduction and colour. Do not overbake the centre just to compensate for a poor pan; correct the equipment or oven position first.

Can I use leftover egg whites?

Yes. Financiers are one of the best uses for accurately weighed leftover egg whites because the whites do not need to be whipped to a particular volume. Keep them refrigerated according to normal food-safety practice and weigh 95 g for this formula.

Can I replace hazelnut flour with almond flour?

Yes. For a simpler almond profile, replace the 12 g hazelnut flour with the same weight of fine almond flour. The texture should remain close, but the flavour will be less complex. I would not replace the total nut flour with wheat flour because that changes the identity and fat balance of the pastry.

Can I replace the apricot purée?

A different fruit purée is possible, but it is not automatically neutral. Acidity, sugar and water content vary. For a controlled variation, keep the same 20 g starting quantity and choose a smooth purée with a similar consistency, then evaluate browning, moisture and flavour before scaling the change.

Storage and freezing

Financiers are particularly good once fully cool and still fresh, when the edges retain some contrast with the moist centre. Store completely cooled cakes airtight at room temperature for about 2–3 days.

For longer storage, freeze them airtight once completely cool. Defrost while protected from dry air. A few minutes in a moderate oven can restore some edge character, but avoid reheating long enough to dry the centre.

Scaling the recipe

Scale every ingredient proportionally. For larger production, keep the batter cool between trays and standardize the grams piped into each cavity. Once mould weight, oven position and bake time are fixed, financiers become very repeatable.

Frequently asked questions

What temperature should I bake financiers at? For this formula I use 170°C / 338°F for about 10 minutes.

Should financier batter be thick? It should be smooth and pipeable, more fluid than a creamed cake batter but not watery. Temperature changes the apparent thickness because the butter firms as the batter cools.

Should I brown the butter? Brown butter is classical and excellent, but this exact formula uses clarified butter. I keep the two choices distinct because they create different flavours.

Can financiers be made ahead? Yes. They keep well airtight for a short period and freeze very well once baked and cooled.

My rule for financiers

I do not try to make a financier airy. I want a small cake with controlled structure, strong edge colour and a moist nut-rich centre. When the emulsion, mould and bake are right, the simplicity is exactly what makes it good.